Home Sweet Loan
Blog
Welcome to my 'Home Sweet Loan' Blog, your ultimate guide to navigating the world of home buying.
Whether you're a seasoned property investor or a first-time buyer, we're here to empower you with expert advice and practical tips.
Scroll through our blog of tools and insights to kickstart your journey towards homeownership. Let’s go...
What deposit do I need to buy a home?
Thinking of buying a home but worried about saving enough for a deposit? You’re not alone. Let's explore your options and make your dream of homeownership a reality.

From Zero to Home Owner: Tips to help you get there
Kickstart your journey to homeownership with 10 practical tips to save smarter, budget better, and get you into your dream home sooner. Ready? Let’s go...

Renting vs Buying: Key Considerations
Deciding between renting and buying? Explore the real costs and benefits. Unpack the facts, get empowered, and find out if buying is for you.
Extra Costs to Consider When Buying a Home
A detailed breakdown of the various upfront costs to consider when buying your next property.

A Guide to First Home Buyer Incentives
Unlock your first home. Navigate the grants schemes & incentives available to help you buy your first home sooner.
The Role of a Guarantor in Home Buying
What is a guarantor? How does it work? What are the benefits & responsibilities of a guarantee? Here’s a guide to answer your burning questions.

Ready to Buy? From Deposit to Doorstep
You’ve saved your deposit—woohoo! Now what? It’s time to get pre-approved and start house hunting. But where do you start? We’ll guide you through the next steps, from lender pre-approvals to making an offer.

Common Mortgage Lingo, Made Simple Just For You
Home loan jargon making your head spin? We’ve got you covered! This guide breaks down all the key mortgage world terms into simple, everyday language —so you can feel like a pro from the start.

Buy Established, New, or Build? Pros and Cons
Can’t decide between buying an existing home, a brand-new one, or building from scratch? Each option has its perks and challenges! We’ll break it down to help you choose what’s right for you.

Variable vs Fixed Loans: What’s right for me?
Let’s break down how each loan type works, their pros and cons, and which one could suit you best. Still unsure? Don’t worry, we’ve got you…

Offset vs Redraw: What’s the difference?
Well, they both help reduce interest on your home loan, BUT they work very differently... HELP! We hear you… let’s break it down and help you choose the right option for your savings style!
Understanding Lenders Mortgage Insurance (LMI)
LMI - love it or hate it, it helps buyers get into the market sooner with a smaller deposit. But what is it, how much does it cost, and can you avoid it? Let’s unpack everything you need to know.
Having the Right People in Your Corner
Buying a home isn’t a solo mission - you need the right team backing you! From brokers to conveyancers, building inspectors to accountants, here’s your guide to assembling the ultimate home-buying support team.
Property Inspection Tips: What to Look For
Don’t let hidden surprises ruin your dream home! Learn what to check for during property inspections, the must-ask questions, and how to spot potential red flags before you buy…

RealEstate.com Searching Tips
Master RealEstate.com.au with these game-changing search hacks — find better listings, access hidden gems, and make smarter buying decisions.

How to Make an Offer on a Property
Ready to put in an offer? Learn how to craft a strong, competitive offer, negotiate like a pro, and secure the home you love—without overpaying.

My Offer’s Accepted! NOW WHAT!?
Offer accepted? HELL YEAH! Congrats XD. Now… let’s get you to settlement stress-free. Follow this step-by-step guide on finance approvals, contract conditions, and getting those keys in your hand.

I’m Unconditionally Approved! Now What?
The bank swiped right on you and have officially approved your loan! Now it’s your turn to say “I do” by signing the paperwork. From reviewing your loan docs to setting up repayments, finalising your deposit, and prepping for move-in day, let’s get you ready for the big day, your settlement.

Settled & Sorted! A few last things to tick off…
The hard part’s done (except for those last few moving boxes maybe). Before we wrap up, let’s tick off a few final to-dos—checking your loan setup, protecting your home, and setting yourself up for long-term success. After all, this is a forever kind of thing… 🚀