Having the Right People in Your Corner
Buying a home isn't a solo mission - it takes a team of experts to get you over the line.
From finding the right loan to making sure you’re legally covered and financially secure, the right support crew can save you time, money, and headaches.
So, who do you need on your home-buying A-team? Let’s break it down.
Mortgage Broker (That’s Us!) – Your Home Loan Matchmaker
Your mortgage broker (hi, that’s us!) works with multiple lenders to find the right loan for you—whether you need a low rate, flexible loan features to fit your lifestyle, a lender with niche policies or the fastest approval time, we’re here to find the right solution for you.
Compare multiple lenders to find the best loan for your situation.
Help you understand your borrowing power & loan options.
Guide you through pre-approval, application, and settlement.
Make the process easy & stress-free (we do the hard work, so you don’t have to!).
We’re not the set and forget type! We’ll be in touch every year to make sure you’re still on the best deal, and more importantly catch up on where you’re at financially, where you’re going and where you want to be.
Ready to get started? Book in a chat with us today to explore your options, we can’t wait to meet you!
Solicitor / Conveyancer – The Legal Guru
Buying a home comes with a stack of legal documents—and that’s where your solicitor (also known as a conveyancer) comes in.
What they do for you:
Review the contract of sale & make sure the terms protect you.
Ensure the property title is clean (aka, no hidden surprises like unpaid rates or disputes).
Organise settlement & legal transfers so the property officially becomes yours.
Handle government fees, stamp duty & legal paperwork
💡 Need a trusted solicitor? We’ve got great recommendations!
South East QLD – Jodie Bruce Law
Far North QLD – Kathryn Smith from Preston Law
Building & Pest Inspector
No one wants to move in and discover hidden nasties. A building & pest inspector ensures your new home is structurally sound & termite-free.
Check for defects, mould & safety hazards.
Inspect for termite damage, structural damage & other defects (because surprise renovations = $$$).
Provide a detailed report so you can negotiate repairs or a price drop.
Hot tip: If the report finds issues, you can negotiate repairs or a price reduction before settlement. Even if the sellers have a report they can give you, we still recommending doing your own! Better to be safe than sorry.
Insurance Broker – Protecting Your Home & Assets
You’ve worked hard for your new home - so let’s make sure it’s protected. An insurance broker helps you find the best policy for your needs (and budget).
Arrange building & contents insurance to protect your home. Tailoring a policy to your needs, ensuring you’re covered for things like storm damage, theft, and fire.
Help Investors with Landlord insurance. Do you want to review and save money on your other insurances? They can help with that too. We’re all about saving money here!
Assist with claims if something goes wrong (because no one likes dealing with insurers alone!).
Hot tip: Some body corporate insurances don’t cover internal fixtures (like flooring & cabinetry). Always double-check your policy!
We highly recommend Bryant from WestRock Insurance Brokers for all of your insurance needs!
Accountant – Your Tax & Investment Pro
Especially important for investors, a great accountant ensures you’re making the most of tax benefits and structure your finances correctly.
Advise on negative gearing, tax deductions, capital gains & depreciation benefits for investment properties.
Help structure your home loan for future tax benefits.
Ensure your finances are set up correctly for long-term property goals.
Need a local recommendation? We can connect you!
Buyer’s Agent – Your Secret Weapon
Sick of weekends spent at open homes? A buyer’s agent can find and negotiate on properties for you - sometimes before they hit the market!
Find homes that fit your criteria (even off-market ones!) with expert negotiation skills.
Negotiate the best deal & bid at auctions for you.
Save you time, stress & money.
Hot tip: Speak to your broker first to ensure you have enough deposit funds for the purchase and any buyers agent fees as well.
We highly recommend the team at Coast Property Buyers if you’re buying on the Sunshine Coast in QLD! Check out their reviews.
Financial Planner – Your Wealth-Building & Protection Partner
A financial planner helps you create a long-term strategy to grow wealth, protect assets, and plan for the future.
Advise on superannuation & investments to grow wealth.
Review life, total permanent disability & income protection insurances (just in case!).
Assist with long-term financial planning for retirement.
Help you budget & manage debt while owning a home.
We highly recommend Brett from Holmes Financial Planning for all of your wealth & personal protection needs!
There are no kickbacks or incentives for anyone that I've recommended here, simply just good people who I'd trust to support my clients, & continue to deliver for them over the years.
Ready to get started? Reach out today & let’s chat!
Your Broker,
Tara.
Congratulations!
This blog completes Stage Two: Plan & Borrow.
Are you ready for the next stage in your Home Buying Journey?
Check out our blogs for Stage Three: Negotiate & Buy.
