My Offer’s Accepted! NOW WHAT!?
Woohoo!
How Exciting! Okay… Let’s do this…
Your contract has some essential dates that we’ll be working together to meet. Your Broker and solicitor will keep you in the loop if there’s anything you need to do.
Feeling overwhelmed? No worries—just tackle one task at a time. Finish one, move on to the next, and before you know it, you’ll be all set. We’ve got your back every step of the way!
→ Here’s a handy checklist that’s fully editable so you can add or remove anything you like
Finance Due Date
Your broker will handle getting your application ready for unconditional approval with the bank while they complete final checks and value your property. Leave it to us—we’ll take it from here.
Once your finance is approved, you’ll receive your loan documents to review and sign. These will include the bank’s offer and all the nitty-gritty details of your loan. Once you have signed and accepted their documents, you’ll be ready to prepare for settlement!
Settlement Date
The day your new home officially becomes YOURS! On settlement day, your solicitor will attend on your behalf, and your loan proceeds (along with the rest of your deposit) will be paid to the seller. You don’t have to lift a finger—just make sure the rest of your deposit is ready in your nominated bank account at least 2-3 business days before settlement (you will nominate this account when signing your loan documents) and your broker and solicitor will do the rest.
Your home loan will open within 1–2 days of settlement, and your first repayment will be due one week, fortnight, or month after settlement, depending on the repayment schedule you chose when signing your loan documents.
Congrats again on this exciting step — we’re so excited to help make your property purchase as smooth and stress-free as possible!
Your Broker,
Tara
Congratulations!
This blog completes Stage Three: Negotiate & Buy.
Are you ready for the next stage in your Home Buying Journey?
Check out our blogs for Stage Four: Move & Settle In.
